Gap Analysis Report
Acme
Plan year starting 2027-01-01 · generated September 2, 2026
Your overall compliance score is 19.61%. This translates to approximately $0 in possible fines and penalties.
Overall (average) score
19.61%
Material exposureTotal compliance risk
$0.00
sum of every section's dollar risk
Your scores
ERISA/55009 questions14.50%$0.00
ACA9 questions7.51%$0.00
Medicare / MSP Rules4 questions19.73%$0.00
COBRA5 questions22.13%$0.00
Section 1254 questions27.17%$0.00
HIPAA3 questions34.86%$0.00
CAA7 questions16.55%$0.00
Non-Discrimination Rules5 questions21.99%$0.00
Notices/ Disclosures2 questions52.36%$0.00
State Requirements7 questions0.00%$0.00
ICHRA4 questions0.00%$0.00
Total$0.00
Compliant, 75 and above Gaps to close, 50 to 74.99 Material exposure, under 50
Action items
1State Requirements
- State requirements: mandatory disability benefitsConfirm with carrier or applicable state(s) (CA, HI, NJ, NY, RI) if mandatory disability benefits are being provided
Not assessed
ACA: Q7. Employer was indicated as an ALE on question 2 of the ACA section of the assessment. To view hidden question(s), please change your answer to question 2 in the ACA section of the assessment.
Medicare / MSP Rules: Q3, Q4. Number of full-time employees on the intake questionairre was below the threshold of asking these questions
HIPAA: Q2, Q3, Q6, Q7, Q8. Question 1 in this section was indicated as ”Yes - employer is self-insured but hands-off (level-funded with no FSA or HRA and no claims analytics drill-down)” To view hidden questions, please change the answer to question 1 in the HIPAA section of the assessment.
Non-Discrimination Rules: Q4, Q5. FSA coverage checkbox was not checked on the intake questionnaire.